❦MyCareTree™

Insurance, optional

Healthcare you subscribe to, not gamble on.

Doctors on demand, prescriptions, labs and specialists — in one predictable membership, with every price shown before you book.

MyCareTree™PREMIUM

Saved this year

$4,812

Member since 2026Health score 86
MRI · member price $499
01

Pick a plan

From $39/month. No deductibles, no networks to decode.

02

See the price first

Every visit, scan and surgery has a member price before you book.

03

Get care, pay over time

See a doctor in minutes and spread big costs with CareFinance.

Simple monthly plans

Compare all →

Essential

Smart basics for healthy people

$39/mo

  • ✓AI symptom checker
  • ✓Urgent care telehealth
  • ✓Prescription discounts
  • ✓Health wallet
  • ✓Provider marketplace access
  • ✓Lab discounts
Join waitlist
Most popular

Advanced

Everyday care, unlimited

$99/mo

  • ✓Unlimited telehealth
  • ✓Primary care access
  • ✓Mental health support
  • ✓Annual wellness exam
  • ✓Virtual urgent care
  • ✓Digital prescriptions
Join waitlist

Premium

Your own care team

$249/mo

  • ✓Direct primary care
  • ✓Dedicated care coordinator
  • ✓Specialist discounts
  • ✓Annual advanced labs
  • ✓Wellness coaching
  • ✓Medication management
Join waitlist

Family

Up to 6 family members

$599/mo

  • ✓Up to 6 members
  • ✓Pediatric care
  • ✓Family telehealth
  • ✓Prescription programs
  • ✓Specialist routing
  • ✓Care coordination
Join waitlist

Prices you can actually see

Specialist visit$380$150−61%
MRI$2,600$499−81%
CT scan$3,200$649−80%
Knee surgery$32,000$8,900−72%
See every price →

CareGPT™

An AI that knows where you should go next.

Describe symptoms, get urgency and the right next step — plus daily coaching and refill reminders.

CareFinance™

Finance a procedure in one tap.

3, 6, 12 or 24 months. Short terms are interest-free for members.

Built for everyone insurance left behind

Individuals

Self-employed, gig workers, uninsured

Families

Up to 6 members on one plan

Businesses

Healthcare benefits without the premium shock

Providers

Get paid fast, fill your schedule

Ready to make insurance optional?

Join the waitlist